Jim Crolius nodded with satisfaction: "Well, folks, I hate to break it to you, but those leaves are starting to turn. No matter how green things are for you right now, it's not going to survive the winter. Of course, every year is different, every cycle's different. You never know exactly when that green is going to turn. But we're foresighted people. Every person in this room has proved to me she's a smart investor, just by virtue of being here. You know why? Because it was still summer when you left home. Every person in this room had the foresight to know that something was going to change on this cruise. And the question we all have - I'm speaking in metaphors here - the question is: Will all that glorious green out there turn to glorious gold? Or will it all just wither on the branch in the winter of our discontent?"

Jonathan Franzen, in The Corrections